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Today's Mortgage rates as low as:

Updated: 06/30/20

30 Year Fixed

3.250% Rate

3.542% APR

Estimated Payment: $435.21

15 Year Fixed

2.750% Rate

2.963% APR

Estimated Payment: $684.59

30 Year FHA

3.125% Rate

4.251% APR

Estimated Payment: $442.38

HomeReady: 1st Time Home Buyer

3.250% Rate

4.136 APR

Estimated Payment: $456.05

All rates provided are with no points. Rates are subject to change without notice and are not locked in until confirmed by your loan officer. APR is based on loan amount and credit tier and may be different than shown. Estimated payment is based on $100,000 loan amount, excellent credit, and includes principle and interest. Property taxes, homeowners insurance, and mortgage insurance are not included in estimated payment. Additional programs are available. Rates quoted are for primary residences. Not all applicants will qualify for published rates.

Contact CTCU at 847-662-2050 x296 for further details.

By submitting an online application you are authorizing credit to be pulled on each borrower

Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
U. S. Department of Housing and Urban Development – Buying a Home
U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
Fannie Mae – Home Buying Process
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for home owners.
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.

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Jeff Dempski

Vice President of Lending